how it works
when will i see results?Because there are so many moving parts when assisting you with removing inaccurate, incomplete, and unverifiable information, results in 30 days can’t be guaranteed. However, most clients see the best results within three to four months. Some clients see results in 30 days and some clients’ results come back in 60 days. It all depends on your cooperation with sending in updated credit reports and required documents along with using the credit building tools we share.
footstep oneYou will be required to create a membership with our partnered credit monitoring service. In doing so, this will allow us to have access to all three credit reports and scores from Equifax, Transunion, and Experian. You may get started when clicking on, MyScoreIQ.com. They also offer a lot of additional features. To have an idea of what is reporting on your credit, you may also get a FREE copy for yourself through annualcreditreport.com.
footstep twoSecond, we provide you with a deep credit analysis of your credit report spotting all inaccurate, incomplete and unverifiable information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on improving your credit from start to finish. Our goal is to help consumers with bad credit through our program, Be About Your Credit.
footstep threeThird, we will request suppression or a freeze of your data to several other credit reporting agencies that we have access to if applicable. There after we load all of the inaccurate, incomplete, and unverifiable information into our system and begin challenging questionable information with the credit reporting agencies, creditors, and collectors. Once the dispute letters are ready, we send them out to all credit reporting agencies certified and wait 45 days for updates. You can track your progress by logging into your private online portal that's created during your enrollment.
footstep fourOnce the updated credit reports come back from the credit reporting agencies, we analyze the updates for any changes to the inaccurate, incomplete, and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, incomplete, or unverifiable item(s). If the item(s) comes back verified with no change, we follow up with the credit reporting agencies and or the creditors to try to get a resolution on why the inaccurate, incomplete, or unverifiable information is still on the credit report.
footstep fiveWhile we're helping you work on your credit, you will be educated on a weekly basis on all aspects of increasing your credit scores, debt settlement, and rebuilding your credit. Education will be presented to you in the form of emails, text messages, and or voice broadcast. You can also log into your private online portal to learn more about other products we offer like legal assistance, and rebuilding your credit cards. Once again, we focus on improving your credit from start to finish. Our goal is to help consumers with bad credit through our program, Be About Your Credit.
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